A Quick Guide for First-time Nissan Car Buyers in Orange County

After a long and hard contemplation, you have finally made the decision of buying your first car. As a first-time car buyer, you should know that you have a lot of options where to buy your car and how to get financing for it. Most car buyers get their car financed from the dealership or from the bank. If you are like most buyers, you will most likely look for a source of financing since it can be costly to pay for the full price of the car upfront. However, you should understand that the price of owning a car is more than just what you see on the tag. When buying a Nissan car, you should look beyond the price tag because you also must consider the toll fees, insurance, maintenance in Orange County, and more.

 

To help you out, here are some things that you should keep in mind as a first-time buyer.

 

1. Buy a car you can actually afford

 

It is tempting to buy any car you like but you should be realistic when making this purchase. You should consider all factors to see if you can afford it. It makes no sense to buy a car that you can’t fully pay for. If this happens, you will just end up losing the car.

 

To know if you can afford it, consider all costs and break it down into monthly expenses. Check your monthly income and see how these costs fit your income. If the monthly cost of the car is more than your income, it is highly likely that you cannot afford it.

 

2. Check the interest rates

 

If you are getting a financing approved, you should check the interest rates that they give you. These rates can affect your financial capability to afford the car. Take note that if you make a large down payment, you may be able to enjoy lower interest rates. So, if you have a large sum of money, try to cut down the total cost in the downpayment.

 

3. Look around

 

Never hesitate to look around different Nissan dealerships for the car that you like because the price in one dealership might be lower from the other. By looking around, you give yourself more options instead of getting stuck on one dealership with a hefty price. Doing this can also help you negotiate the terms.

 

4. Check the freebies

 

Some dealerships offer freebies especially to first-time car buyers. See how this freebies are taken into the account of buying the car. For instance, some dealerships may provide you with free maintenance services for the first few months and that can be turned into big savings for your in the future.

 

5. Get your car insured

 

Never skimp on the insurance because even if this is an added cost, it provides you with peace of mind. As a first-time car buyer, you might not have realized yet the advantages of getting your car insured but through time, you will learn its importance.

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